Financing Your DreamsSince 1989
Florida's trusted mortgage experts helping homeowners, investors, and first-time buyers secure the right loan with competitive rates and exceptional service.
Anvar “Eddie” Moghaddam
Founder & Owner · Licensed Banker, Mortgage Broker, Insurance Agent & Insurance Adjuster
Simply the best businessman in town.
Experience. Integrity. Results.
Established in 1989, First Capital Group Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, investors, and homebuyers throughout the state of Florida.
Our experienced mortgage professionals provide personalized guidance through every step of the financing process. Whether purchasing a home, refinancing an existing mortgage, or investing in real estate, our goal is to find the ideal loan with the best available rates and terms.
Unlike many lenders, we work with a broad network of wholesale lenders — allowing us to shop multiple loan programs and tailor financing solutions to each client's unique needs.
Personalized Guidance
Experienced professionals guide you through every step of the financing process.
Wholesale Lender Network
We shop multiple loan programs across a broad network to tailor financing to your needs.
Transparent Communication
Regular updates and expert advice so you always know exactly where your loan stands.
In-House Title Company
A seamless, simplified closing experience from application to keys in hand.
A Loan Program for Every Journey
From first purchase to investment portfolio, we have the right financing solution.
Home Purchase Loans
Find the ideal loan for your next home purchase.
Refinancing
Lower your rate or restructure your existing mortgage.
Cash-Out Refinance
Tap into your home equity for cash when you need it.
Rate & Term Refinance
Adjust your rate or loan term to fit your goals.
Conventional Loans
Competitive financing backed by Fannie Mae & Freddie Mac.
FHA Loans
Flexible qualification with lower down payment options.
VA Loans
Exclusive benefits for our nation's veterans and service members.
USDA Loans
Zero-down financing for eligible rural and suburban homes.
Jumbo Loans
Financing solutions for high-value luxury properties.
Investment Property Loans
Grow your portfolio with tailored investor financing.
Second Homes
Flexible loan programs for your Florida getaway.
Vacation Homes
Financing designed for seasonal and vacation properties.
Commercial Financing
Capital solutions for commercial real estate ventures.
DSCR Loans
Qualify based on property cash flow, not personal income.
Construction Loans
Financing to build your dream home from the ground up.
Bridge Loans
Short-term financing to bridge the gap between properties.
Reverse Mortgages
Convert home equity into income for a comfortable retirement.
HELOC
A flexible line of credit secured by your home equity.
Debt Consolidation
Simplify your finances by consolidating high-interest debt.
In-House Title Services
A seamless closing experience under one trusted roof.
The First Capital Difference
Serving Florida Since 1989
35+ years of trusted local mortgage expertise.
Personalized Mortgage Solutions
Financing tailored to your unique situation.
Multiple Wholesale Lenders
Access to a broad network for the best fit.
Competitive Interest Rates
We shop the market so you don't have to.
Fast Loan Processing
Streamlined underwriting for quicker closings.
Local Mortgage Experts
Deep knowledge of the Florida real estate market.
Dedicated Loan Specialists
A single point of contact throughout your loan.
Transparent Communication
Regular updates at every stage of the process.
In-House Title Company
A simplified, seamless closing experience.
Exceptional Customer Service
A boutique experience with national-lender power.
Simple, Six-Step Financing
Apply Online
Complete our secure application in minutes.
Consult a Specialist
Speak with a dedicated loan specialist.
Choose the Best Option
Compare tailored loan programs and rates.
Processing & Underwriting
We manage documentation and approval.
Closing Day
Sign with confidence — we handle the details.
Welcome Home
Start the next chapter with keys in hand.
Estimate Your Monthly Payment
Loan Details
Could You Save Thousands by Refinancing?
Rates and needs change. A quick review with one of our loan specialists could uncover meaningful savings hiding in your current mortgage.
Check My SavingsLower Monthly Payments
Reduce Interest Rate
Access Home Equity
Consolidate Debt
Remove Mortgage Insurance
Shorten Loan Term
Financing Built Around You
Trusted by Florida Families
"Outstanding communication from beginning to end."
Maria S.
Miami, FL
"They found us a rate much lower than our bank."
James & Kelly R.
Fort Lauderdale, FL
"Professional, knowledgeable, and incredibly responsive."
David T.
Orlando, FL
"We closed faster than expected."
Andrea P.
Tampa, FL
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Years Experience
0,000+
Families Helped
$0M+
In Loans Funded
0%
Personalized Service
Frequently Asked Questions
Most pre-approvals are completed within 24-48 hours, with full loan approval typically taking 2-4 weeks depending on the loan program and documentation.
It varies by program — conventional loans can start as low as 3%, FHA loans at 3.5%, and VA/USDA loans may require 0% down for eligible borrowers.
Requirements vary by loan type. FHA loans may accept scores as low as 580, while conventional loans typically look for 620+. Our specialists can match you to the right program.
It depends on your current rate, goals, and how long you plan to stay in your home. A quick, no-obligation review with our team can show your potential savings.
Affordability depends on income, debt, credit, and down payment. Use our mortgage calculator above for an estimate, or speak with a specialist for a precise number.
Yes. We proudly serve veterans and active military with VA loan programs, often with zero down payment and no mortgage insurance.
Yes, we offer FHA loans with flexible credit requirements and low down payment options, ideal for first-time buyers.
Absolutely. We work with self-employed borrowers using tailored documentation options, including bank statement and DSCR loan programs.
Let's Find Your Loan
Whether you're buying, refinancing, or investing, our team is ready to guide you. Reach out for a free, no-obligation consultation.